CO.R.E.F.I.
Business purpose.
COURTAGE D'ASSURANCES, AUDIT ET FINANCES.
CO.R.E.F.I. is a company registered under SIREN number 449203348, with its registered office in TOURS. Its main activity falls under the sector: Activities auxiliary to financial services and insurance activities. It has 2 establishments. 1 serving director is recorded in the national business register. Its reported revenue for the financial year ended in 2024 is 382,499 euros.
Sources: INSEE Sirene, INPI RNE, INPI, annual accounts.
Identity
- Legal form
- SARL (no further detail)
- Activity
- Activities of insurance agents and brokers (66.22Z)
- Sector
- Activities auxiliary to financial services and insurance activities
- Headcount
- 3 to 5 employees
- Created
- 26 Jun 2003
- Share capital
- 120,000.00 EUR
- Registered with the trade register
- 2 Jul 2003
- Financial year end
- 31/12
- Establishments
- 2
Directors
- BRUNO HARDOIN 65 years old, 09/1961 Gerant
Other companies at the same address
168 other company head offices are registered at this address.
Establishments
-
44920334800015 37000 TOURS
Financial strength
Financial score
88 / 100 A
Confidence: medium · computed on the financial year ended 31 Dec 2024
- Equity to assets (93.1 %)
- 29.8 out of 30
- EBITDA margin (23.9 %)
- 19.5 out of 25
- Liquidity (584.6 %)
- 16.3 out of 20
- Debt (0.0 %)
- 15.0 out of 15
- Revenue trend (8.8 %)
- 6.9 out of 10
formula fin-1.0
Legal score
100 / 100 A
Confidence: high
- No insolvency proceedings
- 40.0 out of 40
- Currently trading
- 20.0 out of 20
- Age (23.4 years)
- 20.0 out of 20
- Accounts filed recently
- 20.0 out of 20
formula leg-1.0
These scores are computed by us from public data, using a published formula. They are not advice, not a guarantee, not a credit decision, and they do not replace a review of the accounts. See how it is calculated
Revenue and earnings
Detailed accounts for this company are not reproduced here, but its main aggregates are public.
Revenue Net income
| Financial year | Revenue | Change | EBITDA | Net income |
|---|---|---|---|---|
| 31 Dec 2024 | 382,499 € | +8.8 % | 91,479 € | 73,323 € |
| 31 Dec 2023 | 351,473 € | -3.7 % | 74,169 € | 57,777 € |
| 31 Dec 2021 | 364,806 € | +19.1 % | 102,607 € | 78,609 € |
| 31 Dec 2020 | 306,188 € | -5.0 % | 64,361 € | 48,665 € |
| 31 Dec 2019 | 322,245 € | +7.1 % | 86,706 € | 64,915 € |
| 31 Dec 2018 | 300,804 € | +0.4 % | 61,678 € | 47,498 € |
| 31 Dec 2017 | 299,648 € | +10.0 % | 101,814 € | 76,327 € |
| 31 Dec 2016 | 272,321 € | first year on record | 110,718 € | 80,967 € |
Aggregates published by the French Directorate General for Enterprise, computed from accounts filed with the commercial court.
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Collective agreements
Agreements declared by the employer in its payroll filings.
-
Convention collective nationale des entreprises de courtage d'assurances et/ou de réassurances du 18 janvier 2002, étendue par arrêté du 14 octobre 2002 (JO du 25 octobre 2002)
IDCC 2247 · in force, extended · 1 establishment · declared in July 2026
Legal notices
-
Filing of accounts 3 Jun 2026
- Court :
- Greffe du Tribunal de Commerce de tours
- Type of filing :
- Comptes annuels et rapports
- Closing date :
- 31/12/2025
BODACC C n 20260103, annonce n 182 · Proof of publication (PDF)
-
Filing of accounts 23 May 2025
- Court :
- Greffe du Tribunal de Commerce de tours
- Type of filing :
- Comptes annuels et rapports
- Closing date :
- 31/12/2024
BODACC C n 20250099, annonce n 3850 · Proof of publication (PDF)
-
Filing of accounts 14 Jul 2024
- Court :
- Greffe du Tribunal de Commerce de tours
- Type of filing :
- Comptes annuels et rapports
- Closing date :
- 31/12/2023
BODACC C n 20240135, annonce n 2939 · Proof of publication (PDF)
-
Amendment 4 Oct 2023
- Court :
- Greffe du Tribunal de Commerce de Tours
- Amendment :
- modification survenue sur le capital (diminution)
BODACC B n 20230191, annonce n 29 · Proof of publication (PDF)
-
Amendment 26 Jul 2023
- Court :
- Greffe du Tribunal de Commerce de Tours
- Amendment :
- modification survenue sur le capital (diminution)
BODACC B n 20230142, annonce n 828 · Proof of publication (PDF)
-
Filing of accounts 16 Jun 2023
- Court :
- Greffe du Tribunal de Commerce de tours
- Type of filing :
- Comptes annuels et rapports
- Closing date :
- 31/12/2022
BODACC C n 20230115, annonce n 2789 · Proof of publication (PDF)
-
Filing of accounts 16 Aug 2022
- Court :
- Greffe du Tribunal de Commerce de tours
- Type of filing :
- Comptes annuels et rapports
- Closing date :
- 31/12/2021
BODACC C n 20220158, annonce n 2778 · Proof of publication (PDF)
-
Filing of accounts 9 Sep 2021
- Court :
- GREFFE DU TRIBUNAL DE COMMERCE DE TOURS
- Type of filing :
- Comptes annuels et rapports
- Closing date :
- 31/12/2020
BODACC C n 20210176, annonce n 2308 · Proof of publication (PDF)
-
Filing of accounts 9 Oct 2020
- Court :
- GREFFE DU TRIBUNAL DE COMMERCE DE TOURS
- Type of filing :
- Comptes annuels et rapports
- Closing date :
- 31/12/2019
BODACC C n 20200197, annonce n 1588 · Proof of publication (PDF)
-
Filing of accounts 11 Sep 2019
- Court :
- GREFFE DU TRIBUNAL DE COMMERCE DE TOURS
- Type of filing :
- Comptes annuels et rapports
- Closing date :
- 31/12/2018
BODACC C n 20190175, annonce n 1978 · Proof of publication (PDF)
Change history
- officer_appointed (empty) → Gerant 9 Oct 2026
- capital 120000.00 → 132000.00 3 Oct 2026
- registered_address (empty) → 2 rue du Plat d'Etain, bureau numéro 105 37000 Tours 1 Oct 2026
- capital (empty) → 120000.00 1 Oct 2026
Frequently asked questions about CO.R.E.F.I.
- What is the SIREN number of CO.R.E.F.I.?
- The SIREN number of CO.R.E.F.I. is 449203348. Its intra-community VAT number is FR17449203348.
- Where is the head office of CO.R.E.F.I.?
- Head office address: 2 RUE DU PLAT D'ETAIN, 37000 TOURS.
- When was CO.R.E.F.I. founded?
- CO.R.E.F.I. was founded on 26 Jun 2003.
- What does CO.R.E.F.I. do?
- Its declared main activity is: Activities of insurance agents and brokers (NAF code 66.22Z).
- Who runs CO.R.E.F.I.?
- The officer listed in the register is BRUNO HARDOIN (Gerant).
- What is the revenue of CO.R.E.F.I.?
- The latest published revenue is 382,499 €, for the 2024 financial year.
- How many employees does CO.R.E.F.I. have?
- The declared headcount is 3 to 5 employees. Insee data for 2024.
- Is CO.R.E.F.I. subject to insolvency proceedings?
- No ongoing insolvency proceedings are published in the BODACC for this company.