E.C.H

Active

SIREN 487938995 VAT number FR85487938995

E.C.H is a company registered under SIREN number 487938995, with its registered office in AUBIERE. Its main activity falls under the sector: Financial service activities, except insurance and pension funding. It has 2 establishments. Its reported revenue for the financial year ended in 2021 is 659,839 euros.

Sources: INSEE Sirene, INPI, comptes annuels.

Identity

Legal form: SAS, simplified joint-stock company
Activity: Activities of holding companies (64.20Z)
Sector: Financial service activities, except insurance and pension funding
Headcount: 6 to 9 employees
Created: 7 Jan 2006
Share capital: 327,500.00 EUR
Registered with the trade register: 12 Jan 2006
Financial year end: 31/12
Establishments: 2

Directors

Virginie CORNET-VERNAY 51 years old, 02/1975 Directeur general
AUDITEURS CDG Commissaire aux comptes titulaire
Eric Nicolas CORNET-VERNAY 51 years old, 03/1975 President de SAS

Related companies

Companies run by the same people. Statutory auditors and liquidators are excluded: they serve in dozens of unrelated companies, and including them would draw groups that do not exist.

SCI LA MARGERIDE II via Eric Nicolas CORNET-VERNAY
ERSAN via Eric Nicolas CORNET-VERNAY
E.D. via Eric Nicolas CORNET-VERNAY
ERIC CORNET VERNAY via Eric Nicolas CORNET-VERNAY
SANDRIC NAUTIC via Eric Nicolas CORNET-VERNAY
RESIDENCE DU GOLF via Eric Nicolas CORNET-VERNAY
SCI PCB via Eric Nicolas CORNET-VERNAY
PYME via Eric Nicolas CORNET-VERNAY
FLATIRON VH via Eric Nicolas CORNET-VERNAY
LES CHALETS TREELOGY via Eric Nicolas CORNET-VERNAY
SCI PATRIM'ONE via Virginie CORNET-VERNAY
PONGE AND CO via Virginie CORNET-VERNAY
ALONE via Virginie CORNET-VERNAY
LOC YOUR CAR via Virginie CORNET-VERNAY

Establishments

48793899500023 registered office 63170 AUBIERE
48793899500015 63100 CLERMONT-FERRAND

Financial strength

Financial score

89 / 100 A

Confidence: low · computed on the financial year ended 31 Dec 2021

Equity to assets (86.7 %): 28.3 out of 30
EBITDA margin (17.0 %): 18.7 out of 25
Liquidity (949.1 %): 19.6 out of 20
Debt (10.0 %): 13.2 out of 15
Revenue trend: data missing, component not taken into account

formula fin-1.0

Legal score

80 / 100 A

Confidence: high

No insolvency proceedings: 40.0 out of 40
Currently trading: 20.0 out of 20
Age (20.8 years): 20.0 out of 20
Accounts filed recently: 0.0 out of 20

formula leg-1.0

These scores are computed by us from public data, using a published formula. They are not advice, not a guarantee, not a credit decision, and they do not replace a review of the accounts. See how it is calculated

Revenue and earnings

Detailed accounts for this company are not reproduced here, but its main aggregates are public.

Revenue Net income

Financial year	Revenue	Change	EBITDA	Net income
31 Dec 2021	659,839 €	—	112,402 €	885,167 €
31 Dec 2019	0 €	-100.0 %	0 €	746,222 €
31 Dec 2018	2,266,723 €	+688.8 %	208,058 €	427,502 €
30 Jun 2017	287,356 €	first year on record	-286,882 €	462,874 €

Aggregates published by the French Directorate General for Enterprise, computed from accounts filed with the commercial court.

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Collective agreements

Agreements declared by the employer in its payroll filings.

Convention collective nationale de l'immobilier. Mise à jour au 9 septembre 1988. Etendue par arrêté du 24 février 1989 JORF 3 mars 1989.

IDCC 1527 · repealed · 1 establishment · declared in July 2026

Legal notices

Filing of accounts 15 Sep 2026

Court :

Greffe du Tribunal de Commerce de clermont-ferrand

Type of filing :

Comptes annuels et rapports

Closing date :

31/12/2025

BODACC C n 20260176, annonce n 6739 · Proof of publication (PDF)
Filing of accounts 14 Jan 2026

Court :

Greffe du Tribunal de Commerce de clermont-ferrand

Type of filing :

Comptes annuels et rapports

Closing date :

31/12/2024

BODACC C n 20260008, annonce n 3213 · Proof of publication (PDF)
Filing of accounts 27 Aug 2024

Court :

Greffe du Tribunal de Commerce de clermont-ferrand

Type of filing :

Comptes annuels et rapports

Closing date :

31/12/2023

BODACC C n 20240165, annonce n 3594 · Proof of publication (PDF)
Filing of accounts 4 Oct 2022

Court :

Greffe du Tribunal de Commerce de clermont-ferrand

Type of filing :

Comptes annuels et rapports

Closing date :

31/12/2021

BODACC C n 20220192, annonce n 4553 · Proof of publication (PDF)
Filing of accounts 21 Sep 2021

Court :

GREFFE DU TRIBUNAL DE COMMERCE DE CLERMONT-FERRAND

Type of filing :

Comptes annuels et rapports

Closing date :

31/12/2020

BODACC C n 20210184, annonce n 3510 · Proof of publication (PDF)
Filing of accounts 1 Sep 2020

Court :

GREFFE DU TRIBUNAL DE COMMERCE DE CLERMONT-FERRAND

Type of filing :

Comptes annuels et rapports

Closing date :

31/12/2019

BODACC C n 20200169, annonce n 2399 · Proof of publication (PDF)
Filing of accounts 29 Oct 2019

Court :

GREFFE DU TRIBUNAL DE COMMERCE DE CLERMONT-FERRAND

Type of filing :

Comptes annuels et rapports

Closing date :

31/12/2018

BODACC C n 20190209, annonce n 4518 · Proof of publication (PDF)
Amendment 5 Feb 2019

Court :

GREFFE DU TRIBUNAL DE COMMERCE DE CLERMONT-FERRAND

Amendment :

Modification survenue sur l'administration

BODACC B n 20190025, annonce n 3189 · Proof of publication (PDF)

Annual accounts as PDF →

Change history

officer_appointed (empty) → Commissaire aux comptes titulaire 9 Oct 2026
officer_appointed (empty) → Directeur general 9 Oct 2026
officer_appointed (empty) → President de SAS 9 Oct 2026